/* Refinance Calculator block — Advance Mortgages branding (True North layout) */
.arc {
    --arc-accent: #5271ff;
    --arc-accent-dark: #3147c4;
    --arc-navy: #1f3a5f;
    --arc-dark: #191919;
    --arc-panel: #f2f5f7;
    --arc-addon: #e9ecef;
    --arc-border: #ced4da;
    --arc-muted: #6c757d;
    font-family: Figtree, sans-serif;
    color: var(--arc-dark);
    max-width: 1116px;
    margin: 0 auto;
    padding: 80px 0;
}
@media (max-width: 900px) { .arc { padding: 48px 0; } }
@media (max-width: 600px) { .arc { padding: 32px 0; } }

.arc * { box-sizing: border-box; }

.arc-card {
    background: #fff;
    border-radius: 14px;
    box-shadow: 0 12px 45px rgba(0, 0, 0, .10);
    padding-bottom: 44px;
}
@media (max-width: 600px) { .arc-card { padding-bottom: 28px; } }

/* ---- top: two columns ---- */
.arc-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; align-items: stretch; }
@media (max-width: 860px) { .arc-grid { grid-template-columns: 1fr; } }

.arc-left {
    background: var(--arc-panel);
    padding: 44px;
    border-radius: 14px 0 0 0;
}
.arc-right { border-radius: 0 14px 0 0; }
@media (max-width: 860px) {
    .arc-left { border-radius: 14px 14px 0 0; }
    .arc-right { border-radius: 0; }
}
@media (max-width: 600px) { .arc-left { padding: 28px 22px; } }

.arc-header h3 {
    margin: 0 0 30px;
    color: var(--arc-dark);
    font-weight: 700;
    font-size: 1.85rem;
    line-height: 1.1;
}

.arc-field { margin-bottom: 22px; }
.arc-field > label {
    display: block;
    font-weight: 600;
    font-size: 1rem;
    margin-bottom: 8px;
}
.arc-req { color: var(--arc-accent); margin-left: 2px; }

/* mobile: center key bits, drop tooltips (rarely tapped) */
@media (max-width: 600px) {
    /* 16px prevents iOS Safari from auto-zooming (and shifting) on focus */
    .arc-select,
    .arc-input-money input,
    .arc-input-pct input,
    .arc-input-money .arc-prefix,
    .arc-input-pct .arc-suffix { font-size: 16px; }
    .arc-header h3 { text-align: center; }
    .arc-tip { display: none !important; }
}

/* info tooltips */
.arc-tip {
    position: relative;
    display: inline-flex;
    align-items: center;
    margin-left: 7px;
    color: var(--arc-accent);
    font-size: .8rem;
    cursor: help;
    vertical-align: middle;
}
.arc-tip:focus { outline: none; }
.arc-tip::after {
    content: attr(data-tip);
    position: absolute;
    bottom: calc(100% + 10px);
    left: 50%;
    transform: translateX(-50%);
    width: 240px;
    max-width: 70vw;
    background: var(--arc-dark);
    color: #fff;
    padding: 10px 13px;
    border-radius: 8px;
    font-size: .78rem;
    font-weight: 400;
    line-height: 1.5;
    text-align: left;
    white-space: normal;
    display: none;
    z-index: 30;
    pointer-events: none;
    box-shadow: 0 8px 24px rgba(0, 0, 0, .25);
}
.arc-tip::before {
    content: "";
    position: absolute;
    bottom: calc(100% + 4px);
    left: 50%;
    transform: translateX(-50%);
    border: 6px solid transparent;
    border-top-color: var(--arc-dark);
    display: none;
    z-index: 31;
    pointer-events: none;
}
.arc-tip:hover::after, .arc-tip:focus::after,
.arc-tip:hover::before, .arc-tip:focus::before { display: block; }

.arc-row { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 18px; }
@media (max-width: 420px) { .arc-row { grid-template-columns: 1fr; } }

/* shared control sizing — keep every input/select the same height */
.arc-select,
.arc-input-money,
.arc-input-pct {
    width: 100%;
    min-height: 50px;
    border: 1px solid var(--arc-border);
    border-radius: 8px;
    background-color: #fff;
    box-sizing: border-box;
}

/* selects */
.arc-select {
    padding: 0 38px 0 15px;
    font-size: .95rem;
    color: var(--arc-dark);
    appearance: none;
    -webkit-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' viewBox='0 0 14 9'%3E%3Cpath d='M1 1.5 L7 7 L13 1.5' fill='none' stroke='%23191919' stroke-width='1.7' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 15px center;
    background-size: 13px 9px;
    text-overflow: ellipsis;
}

/* input-group style money / percent */
.arc-input-money,
.arc-input-pct {
    display: flex;
    overflow: hidden;
}
.arc-input-money input,
.arc-input-pct input {
    flex: 1;
    border: none;
    padding: 0 15px;
    font-size: .95rem;
    background: #fff;
    color: var(--arc-dark);
    min-width: 0;
}
.arc-input-money input:focus,
.arc-input-pct input:focus { outline: none; }
.arc-input-money .arc-prefix,
.arc-input-pct .arc-suffix {
    background: var(--arc-addon);
    padding: 0 17px;
    display: flex;
    align-items: center;
    font-weight: 700;
    font-size: .95rem;
    color: #495057;
}

.arc-select:focus,
.arc-input-money:focus-within,
.arc-input-pct:focus-within {
    outline: none;
    border-color: var(--arc-accent);
    box-shadow: 0 0 0 3px rgba(82, 113, 255, .15);
}

/* ---- range sliders ---- */
.arc-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    margin: 16px 0 4px;
    border-radius: 999px;
    background: linear-gradient(to right,
        var(--arc-accent) 0%,
        var(--arc-accent) var(--arc-fill, 0%),
        #d5dbe2 var(--arc-fill, 0%),
        #d5dbe2 100%);
    cursor: pointer;
    outline: none;
}
.arc-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #fff;
    border: 2px solid var(--arc-accent);
    box-shadow: 0 2px 6px rgba(0, 0, 0, .2);
    cursor: pointer;
    transition: transform .12s, box-shadow .12s;
}
.arc-slider::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: #fff;
    border: 2px solid var(--arc-accent);
    box-shadow: 0 2px 6px rgba(0, 0, 0, .2);
    cursor: pointer;
}
.arc-slider::-moz-range-track { height: 6px; border-radius: 999px; background: transparent; }
.arc-slider:hover::-webkit-slider-thumb { transform: scale(1.08); }
.arc-slider:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 4px rgba(82, 113, 255, .2); }
.arc-slider:focus-visible::-moz-range-thumb { box-shadow: 0 0 0 4px rgba(82, 113, 255, .2); }

/* ---- right: results ---- */
.arc-right { padding: 44px; display: flex; }
@media (max-width: 600px) { .arc-right { padding: 32px 22px; } }
.arc-result {
    width: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.arc-payment-of { text-align: center; margin-bottom: 34px; }
.arc-payment-of h4 { margin: 0 0 6px; font-weight: 600; color: var(--arc-muted); font-size: 1.4rem; }
.arc-amount {
    font-size: clamp(3rem, 6vw, 4.6rem);
    font-weight: 800;
    line-height: 1;
    color: var(--arc-accent);
    letter-spacing: -.015em;
}
.arc-amount-freq { color: var(--arc-muted); font-size: 1rem; margin-top: 8px; }

.arc-figures {
    display: grid;
    grid-template-columns: 1fr auto;
    align-items: center;
    row-gap: 15px;
    column-gap: 24px;
    margin: 0 0 36px;
}
.arc-figures dt { margin: 0; color: #495057; font-size: 1.1rem; font-weight: 400; }
.arc-figures dd { margin: 0; text-align: right; font-weight: 800; font-size: 1.25rem; color: var(--arc-dark); }

.arc-apply { text-align: center; }
.arc-btn {
    display: inline-block;
    background: var(--arc-accent);
    color: #fff;
    text-decoration: none;
    font-weight: 700;
    font-size: 1.05rem;
    letter-spacing: .04em;
    text-transform: uppercase;
    padding: 16px 54px;
    border-radius: 8px;
    transition: background .15s, transform .15s;
}
.arc-btn:hover { background: var(--arc-accent-dark); color: #fff; transform: translateY(-1px); }
@media (max-width: 600px) { .arc-btn { display: block; width: 100%; } }

/* ---- breakdown accordions ---- */
.arc-breakdown { padding: 6px 44px 12px; }
@media (max-width: 600px) { .arc-breakdown { padding: 6px 22px 12px; } }
.arc-acc { border-top: 1px solid #e9ecef; }
.arc-acc:first-child { border-top: 0; }
.arc-acc-head {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: none;
    border: 0;
    cursor: pointer;
    padding: 22px 2px;
    font-family: inherit;
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--arc-navy);
}
.arc-acc-chev {
    font-size: 1rem;
    line-height: 1;
    color: var(--arc-dark);
    transition: transform .25s ease;
    flex: none;
    align-self: center;
    margin-left: 16px;
}
.arc-acc-head[aria-expanded="true"] .arc-acc-chev { transform: rotate(180deg); }
.arc-acc-body { padding: 4px 2px 26px; }

.arc-chart-canvas-wrap { position: relative; height: 460px; }
@media (max-width: 900px) { .arc-chart-canvas-wrap { height: 360px; } }
.arc-chart-empty {
    position: absolute;
    inset: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: 24px;
    color: var(--arc-muted);
    font-size: .95rem;
    background: var(--arc-panel);
    border-radius: 10px;
}
.arc-sched-empty {
    padding: 28px 12px;
    text-align: center;
    color: var(--arc-muted);
    font-size: .95rem;
}

/* ---- schedule ---- */
.arc-sched-head,
.arc-sc-row {
    display: grid;
    grid-template-columns: 2.4fr 1fr 1fr 1.1fr;
    gap: 10px;
    padding: 11px 6px;
    font-size: .95rem;
}
.arc-sched-head {
    font-weight: 700;
    color: var(--arc-accent);
    border-bottom: 2px solid #e5e8ec;
}
.arc-sc-int, .arc-sc-pri, .arc-sc-bal { text-align: right; }
.arc-year {
    cursor: pointer;
    font-weight: 700;
    border-bottom: 1px solid #eef0f3;
}
.arc-year:hover { background: var(--arc-panel); }
.arc-yr-chev {
    display: inline-block;
    margin-right: 9px;
    font-size: .9rem;
    color: var(--arc-accent);
    transition: transform .2s;
}
.arc-year[aria-expanded="true"] .arc-yr-chev { transform: rotate(90deg); }
.arc-sc-sub { color: #6c757d; font-weight: 400; }
.arc-sc-sub .arc-sc-pay { padding-left: 26px; }
.arc-sc-total {
    font-weight: 800;
    font-size: 1.1rem;
    color: var(--arc-accent);
    border-top: 2px solid #e5e8ec;
    margin-top: 6px;
    padding-top: 14px;
    padding-bottom: 14px;
}

/* hide heavy breakdown on small screens */
@media (max-width: 768px) {
    .arc-breakdown { display: none; }
}

/* ---- errors + disclaimer ---- */
.arc-error { color: #c0392b; font-size: .82rem; margin-top: 6px; }
.arc-invalid { border-color: #c0392b !important; }
.arc-disclaimer {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    background: #eef1ff;
    border: 1px solid #dbe2ff;
    border-radius: 10px;
    margin: 8px 44px 0;
    padding: 16px 20px;
}
/* when both breakdown toggles are off, disclaimer follows the grid directly — add space */
.arc-grid + .arc-disclaimer { margin-top: 36px; }
.arc-disclaimer .arc-disclaimer-icon {
    color: var(--arc-accent);
    font-size: 1.1rem;
    line-height: 1.5;
    flex: none;
}
.arc-disclaimer p {
    margin: 0;
    font-size: .82rem;
    line-height: 1.6;
    color: #475067;
}
@media (max-width: 600px) { .arc-disclaimer { margin: 8px 22px 28px; padding: 14px 16px; } }