Call Now Home Equity Loans Unlock the Value in Your Home
Turn your home’s equity into opportunity. Whether you’re consolidating debt, investing, or funding renovations — Advance Mortgages makes it fast, flexible, and stress-free.
What Is a Home Equity Loan?
Access Up to 80% of Your Home’s Value
Borrow based on the equity you already have — approval is fast and simple.
Fixed Rates & Predictable Payments
Enjoy a fixed payment schedule for better budgeting and peace of mind.
Flexible Options — Even with Credit Challenges
We work with self-employed, low-credit, or recently declined borrowers.
Prepaid or No-Payment Options
Choose prepaid interest terms that help maintain cash flow during tight months.
Fast Approvals & Transparent Process
Get your funds in as little as 48 hours, with management-level oversight on every file.
Your home value
Enter your home’s estimated value and hit Next to continue
Remaining Mortgage Balance
Enter your remaining balance and see your eligibility.
Formula:
Available Equity = (Home Value × 80%) − Current Mortgage Balance
Example:
If your home is worth $800,000 and you owe $300,000, you could qualify for a home equity loan up to $340,000.
Use your equity strategically — consolidate debt, invest, or save for future opportunities.
Home Equity Loan FAQ
A home equity loan gives you a lump sum with a fixed rate and term. A HELOC is revolving — you can borrow, repay, and reuse funds.
Yes. We work with banks, credit unions, and private lenders to find options for self-employed and bruised-credit borrowers.
Many clients receive conditional approval within 24–48 hours after submitting documents.
Your Home. Your Equity. Your Terms.
At Advance Mortgages , we combine access, experience, and care. Every home equity loan application receives multi-level management review for accuracy, compliance, and the best borrower outcome. We help you use your home’s value to move forward — faster, smarter, and stress-free.